Terms of Use

Effective November 11, 2026

These terms cover your use of the Moolah Bird app for iPhone and iPad (“the app”) and the website moolahbird.com. “We” means the makers of Moolah Bird. By using the app you agree to them. If you don’t agree, please don’t use the app.

What Moolah Bird is

Moolah Bird is a personal money organizer. It helps you see your spending, keep a budget, track bills, subscriptions, goals and debts, pause before purchases, and learn the basics of how money works. It runs on your device and does not move money, make payments or connect to your bank.

Not financial, legal or medical advice

The app is for general information and education. Its tips, lessons, estimates and plans are worked out from what you enter and from general rules of thumb. They are not financial, investment, tax or legal advice, and they are not tailored to your whole situation. Consider talking to a qualified professional before making important financial decisions.

Moolah Bird is designed to be friendly to people with ADHD, but it is not a medical device, therapy or treatment, and it does not diagnose or treat any condition. If you are struggling, please talk to a doctor or another qualified professional. If you are in crisis in the United States, call or text 988.

Your numbers are yours

The app works with the information you give it. If something is entered or imported incorrectly, what the app shows will be wrong too. Check anything important, such as a due date or a balance, against your bank or the company that bills you. Reminders depend on your device’s settings and are a help, not a guarantee.

Your data

What you put in the app belongs to you and stays on your device. You are responsible for keeping your device secure and for your own backups. How data is handled is described in the Privacy Policy.

Price

The app is free. If paid features are offered in the future they will be optional, clearly described before you buy, and billed through Apple.

Fair use

Please use the app lawfully and for your own personal finances. Don’t copy, resell, reverse engineer or tamper with it except where the law gives you that right.

Ownership

The app, the Moolah character, the name Moolah Bird, and the text and artwork in the app and on this site belong to us and are protected by law. You get a personal, non-transferable licence to use the app on devices you own or control, as allowed by the App Store’s rules.

No warranty

The app is provided “as is” and “as available”, without warranties of any kind, to the fullest extent the law allows. We don’t promise it will be error-free or always available.

Limit of liability

To the fullest extent the law allows, we are not liable for indirect, incidental or consequential losses, or for lost money, data or profits, arising from your use of the app, including decisions made based on it, missed payments, or fees. Some places don’t allow these limits, so they may not apply to you.

Apple

These terms are between you and us, not Apple. Apple is not responsible for the app or its content and has no obligation to provide maintenance or support for it. Apple and its subsidiaries are third-party beneficiaries of these terms and may enforce them. Your use of the app must also follow the App Store’s terms.

Governing law

These terms are governed by the laws of the United States and of the state where the makers of Moolah Bird are established, without regard to conflict-of-law rules, except where the law where you live says otherwise.

Changes

We may update these terms as the app changes. The date at the top shows when they last changed, and continuing to use the app after an update means you accept the new terms.

Contact

Email support@moolahbird.com.